Cash App $12.5 Million Class Action Lawsuit Settlement

Cash App $12.5 Million Class Action Lawsuit Settlement: How to Claim Your Payout Before October 2025

 What Happened: The Cash App Class Action Lawsuit Explained

Cash App, the popular mobile payment service owned by Block, Inc., is currently at the center of a major $12.5 million class action lawsuit settlement.

The case, officially titled Bottoms v. Block Inc., claims that Cash App violated privacy and consumer protection laws by sending or encouraging unsolicited “Invite Friends” text messages to users and non-users alike.

These texts were allegedly part of Cash App’s referral program, which rewarded users for inviting others to join the platform. However, several people claimed they received these messages without consent, leading to complaints under the Telephone Consumer Protection Act (TCPA) — a U.S. law that restricts spam texts and calls.

While Cash App denies any wrongdoing, the company has agreed to pay $12.5 million to settle the case and avoid a lengthy trial.

Who Is Eligible to Receive Money from the Settlement?

You may be eligible to receive money from this settlement if:

• You are a U.S. resident, and

• You received one or more “Invite Friends” or referral text messages from Cash App or its users between March 2018 and August 2023; and

• You did not give prior consent to receive those messages.

Only people who fit these criteria will qualify for compensation once the court grants final approval.

 How Much Can You Expect to Receive?

The settlement fund totals $12.5 million, and after administrative and legal fees are deducted, the remaining money will be divided among approved claimants.

According to the preliminary settlement terms, eligible users can expect a payout of around $88 to $147 per person — though the final amount may vary depending on how many people file valid claims.

If fewer people apply, the payout will be higher; if more users apply, each individual payment could be smaller.

How to File a Claim for the Cash App Settlement

Filing your claim is simple and can be done online. Here’s how:

1. Visit the Official Settlement Website
   (The website link is typically provided in the official court documents — always ensure it ends with “.com” and is verified by the court.)

2. Fill Out the Claim Form
   Enter your name, contact details, and confirm whether you received the unsolicited Cash App referral text.

3. Submit Before the Deadline
   The deadline to submit your claim is October 27, 2025. Claims submitted after this date will not be considered.

4. Wait for Final Approval
   The court will hold a Final Approval Hearing later in 2025. Once approved, eligible claimants will receive payments through their chosen method (check or direct deposit).

Important Dates to Remember

 Does This Mean Cash App Admitted Wrongdoing?

By agreeing to this settlement, Block Inc. (Cash App’s parent company) can move past the lawsuit without admitting fault or liability.

 Be Careful of Fake Claim Websites

Legitimate class action sites will never ask for your Cash App password, PIN, or two-factor authentication code.

 Why This Matters for Cash App Users

This lawsuit highlights the growing concerns over digital privacy, marketing consent, and automated messaging in the fintech industry.

Apps like Cash App, Venmo, and PayPal rely heavily on referral programs — but they must follow strict communication laws to protect consumers.

If you’ve ever received unwanted promotional texts, this case serves as a reminder that you have legal rights, and companies can be held accountable.

The Cash App class action lawsuit settlement is a major consumer win that reinforces the importance of consent in digital marketing.

If you received those “Invite Friends” texts, it’s worth checking your eligibility and filing a claim before October 27, 2025.

With an estimated payout of up to $147, this settlement not only compensates affected users but also sets a strong precedent for how tech companies handle user outreach in the future.